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This part implements the prerequisite during the CRA the Board assess a lender's file of helping to meet the credit rating demands in the area communities where the lender is chartered, according to the Harmless and sound operation in the bank, and to consider this record under consideration within the company's analysis of the application for any deposit facility via the bank. Appropriately, this aspect:
(one) A shopper loan is found while in the census tract exactly where the borrower resides at the time that the borrower submits the loan application;
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
) The quantity of checking and discounts accounts opened digitally and through other shipping and delivery techniques that happen to be Lively at the end of Every single calendar yr by census tract revenue level for each calendar year.
(six) A lender's shut-conclude household mortgage lending, little enterprise lending, smaller farm lending, or vehicle lending in distressed or underserved nonmetropolitan Center-cash flow census tracts wherever a financial institution's nonmetropolitan facility-dependent evaluation space or nonmetropolitan retail lending evaluation space includes hardly any or no small- and average-cash flow census tracts; and
These disclosure statements indicate the selection and dollar volume of all compact enterprise loans and little farm loans originated or bought for every census tract plus the variety and dollar amount of all Local community growth loans and community enhancement investments for each county by reporting banking institutions, apart from read more which the Board could adjust the shape from the disclosure if vital, thanks to Unique instances, to guard the privateness of a borrower or perhaps the competitive situation of the financial institution.
A lender will have to present in the public space of its primary Business office and every of its branches the appropriate community observe set forth in appendix File to this part. Only a department of a lender possessing multiple facility-based evaluation area have to include the bracketed material within the observe for department workplaces.
The Board might modify a constrained intent bank's institution rating from “Satisfactory” to “Fantastic” wherever a bank requests and receives more thing to consider for solutions that will qualify under the Neighborhood Growth Companies Take a look at in § 228.25.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
The Multistate MSA Neighborhood Improvement Funding Benchmark measures the greenback volume of Group growth loans and community enhancement investments that gain or serve a multistate MSA for all huge depository establishments when compared to deposits located in the multistate MSA for all significant depository institutions, calculated pursuant to paragraph II.h of appendix B to this section.
(B) Any counties where the large financial institution didn't originate any shut-end property mortgage loans or small business enterprise loans which are documented loans during that calendar year.
스마트폰으로 네이버를 이용하는 것은 이제 일상이 되었습니다. 모바일 웹 브라우저를 통해 네이버를 이용하거나, 네이버 앱을 설치하여 더욱 편리하게 네이버 서비스를 이용할 수 있습니다.